The following information is provided, as required by law, to help you understand our privacy policy and how we will handle and maintain confidential personal information as we fulfill our obligations to protect your privacy. “Personal information” refers to the nonpublic financial information obtained by the affiliated firms of The Buckingham Family of Financial Services: Buckingham Asset Management, LLC, BAM Advisor Services, LLC and BAM Risk Management, LLC (collectively hereinafter “The Buckingham Family”) in connection with carrying out their respective services.

Information We Collect
The Buckingham Family collects personal information as part of our prospective and/or client relationship with you: to provide client services and fulfill legal and regulatory requirements. The type of information The Buckingham Family collects may include:

 

-   Information The Buckingham Family receives from you on forms (such as name, address, Social Security number, assets and income);

 

-    Information you provide The Buckingham Family directly about your personal finances or personal circumstances or which The Buckingham Family may receive from brokerage statements or other information you authorize The Buckingham Family to receive.

Information Disclosed In Administering Products and Services
The Buckingham Family will not disclose personal information about current or former clients to non-affiliated third parties except as permitted or required by law. The Buckingham Family does not sell any personal information about you to any third party. The Buckingham Family will not disclose personal information without your authorization, except as required or permitted by law.

Procedures to Protect Confidentiality and Security of Your Personal Information
The Buckingham Family has procedures in place that limit access to personal information to those employees who need to know such information in order to perform business services. The Buckingham Family educates our employees on the importance of protecting the privacy and security of confidential personal information.

 

The Buckingham Family will update its policy and procedures when necessary to ensure that your privacy is maintained and that The Buckingham Family conducts business in a way that fulfills our commitment to you. If The Buckingham Family makes any material changes in its privacy policy, we will make that information available to clients through our Web site and/or other communications.